Overall, this has been a really lovely weekend. Thank you all for your advice on my last post. Today we booked our excursions: snorkeling (all four of us), horseback riding (me and A, while the other couple does a bike ride), and a resort beach day (for me and my BFF)/history tour focused on pirates (for the guys). Eeeee! I can't tell you how excited I am for this cruise.
This weekend I joined a gym. I am thrilled. I haven't been a gym member since the end of '09, and it feels good. I used the elliptical yesterday and went to a Zumba class today. My BFF and her hubby (the ones we're traveling with) also belong so we went with them today. My goal is to go three times a week, but the absolute minimum is twice. I have no weight loss goals, I just want to feel better about myself.
This weekend I also had a mini panic attack about money. None of you know me in real life so I can admit all my sins here. A and I have about $5500 in credit card debt right now. This is too much for me. I am losing sleep over this amount. A large portion of that is this vacation, which we had planned to pay off with our tax return. However, it seems that we may not get a return this year, and in fact we may even owe. So you can see how upsetting that is. Another large portion is car repairs. We never have enough in savings to pay for major car repairs without wiping ourselves out, so we charge them. And we have bad luck with our cars.
To make matters worse, in January of 2009 we had $0 on credit cards, so all of this debt has been incurred in 2 years. It's seriously enough to make me hyperventilate.
So this morning I was losing sleep over it all so I got up and made a plan. This debt is spread out over three cards. I have a separate card I don't use that has an awesome balance transfer offer right now. So this week I'm going to transfer everything over and I'll have 0% interest till the end of the year. Then I'm going to get serious about putting money toward this debt!
I still have not cried about my BFN. Everything is stewing inside and will probably explode at the least convenient moment.
Coming up this week is my appt with Dr. Lovely to check out my weird vagina (that one's for you, Roccie). Thanks to the multiple suggestions I received here, I'll be inquiring about a bicornuate uterus vs. a septate uterus. This is another thing I'm losing sleep over.
I'm also waiting for my period to start. As soon as it does, I plan to give my drs office a phone call along the lines of "unless you are going to forbid me to travel if I get pregnant in February, I want another IUI." Heck yes!
Hope you all had a great weekend.
4 comments:
So glad you got your excursions booked...they sound awesome. And I totally understand about the debt thing. We had gotten ourselves in a really good position, but lately have been resorting to the credit card. Ugh!!
Yay for excursions and the cruise - it will be fabulous! I'm so proud of you for figuring out a plan for the debt. Most people when they're freaking out about debt try to ignore it (I've been known to do this...) but you're facing it head on. This is great!
From your secret pal...
Just sent you a gift to help with the upcoming trip.
Acknowledging the debt is the first step. You are doing the right things to reduce it growing, just keep in mind that closing out the other cards will increase your debit to credit ratio.
We looked around the house and sold a few things online and cra.gslist just to have a little extra money and pay off the cards a bit. Every little bit helps.
Yea! So glad you booked all of the fun things you wanted to do!
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