Whenever those closest to me discuss my treatments with me, I explain how I am currently feeling: good, bad, and ugly. But I always, always mention how fortunate we are to have insurance coverage. IVF would not be an option if we did not. I mention this every single time because no one here knows how much things vary from state to state and it feels like a tiny bit of advocacy.
Regardless, I feel that mentioning my insurance coverage is like pouring salt into the wounds of those who do not have it. I believe that I would feel that way if I were in your shoes. If that is the case, feel free to skip this post.
While it’s always possible that the miscellaneous EOB might still roll in, it has been a week since beta so I think I’ve gotten the bulk of them. I thought I would post this image (which should enlarge if you click on it) of my spreadsheet of costs for this cycle.
A few notes:
- I think it’s legitimate to include my Wellbutrin (WB) as an IVF cost. I have struggled with depression my whole life but only when my last IUI failed did I turn to medication. I do not believe infertility causes my depression; I do believe it exacerbates it to the point of needing medication.
- This is only the cost for IVF. This does not include my two IUIs in 2011, or the laparoscopy I had.
- I have officially reached my Out of Pocket Max for the year. All IVF procedures I have before 12/31/11 will be covered 100%. Our next cycle we will have to pay the drug co-pays and the $640 for cryopreservation (we’ll feel fortunate to get to pay this if we end up needing it).
- Please don’t decode my abbreviations and use them to stalk me. Thank you.
- I am really only sharing this because I think it’s interesting. I like spreadsheets. I’m a nerd. If you are not a nerd, don’t like spreadsheets, and don’t find it interesting, I apologize.